You are looking on the quarterly studies. Income projections are robust. Your income crew is firing on all cylinders. The marketplace is ripe for disruption. Then, the CIO walks in.   You ask, "How quickly can we start a completely new, individualized purchaser loyalty application? Our competitors are gaining floor." https://franciscovlwit.vidublog.com/38432740/your-largest-competitive-edge-is-hiding-in-your-server-place